During this session we will take a dive behind the scenes at how the credit businesses (banks, credit cards, mortgage lenders, etc.) run the numbers to determine our creditworthiness. We’ll do a credit report review together, an overview of what makes up your credit score, and we’ll run some financial formulas to see exactly how a lender would view us. If you’ve ever wanted a sneak peek into your financial numbers, now is the time! (No one will be sharing actual numbers, we will go through examples so you can run your own later if you’d like!)
Melissa Mittelstaedt is an Accredited Financial Counselor® Candidate — she’s passionate about helping others find financial stability and increasing financial literacy. She started her journey over 13 years ago while paying off over $47,000 in deficits during a three year period. Melissa was featured in U.S. News for her advice during the pandemic, as well as in local publications as a Mover and Shaker. With a degree in Business Administration and her coaching skills, she is on a mission to guide others toward a healthy relationship with money and feel financially secure.